The year is passing quickly. Today marks 100 days until Christmas and the holiday season. If you have been following our last few posts, you know we have been discussing  the importance of credit and how you should avoid misusing it. If you have not started saving for the holiday season, now is the time.  The holiday season can get expensive. Food,  travel, and gifts are just a few things that can throw your monthly budget off balance. How will you cope? Will you choose to reach for cash you have saved up or credit you can’t afford to pay back? We hope you choose cash. Continue reading 100 Days until Christmas – Start Saving →